Black families will have a net worth of $0 by year 2053.  We are going to do something about that.

pa urban wealth project

This initiative consists of programming that increases financial literacy, increases income equality, and increases financial literacy in the Black community.  

Income inequality often captures attention, but wealth inequality is even more insidious.

https://bit.ly/forbesblackwealth, Forbes | Prosperity Now and Institute for Policy Studies



Easily digestible education and effective programming  can decrease the disparities in income and generational wealth.


Increasing access and training for green jobs provides a key component of addressing income equality.

financial literacy education and programs

Making money & KEEPING MONEY with basic and transformational education is vital to increasing the wealth.

mental health with girl

intergenerational transfer of wealth

Understanding the importance of probate, wills, trusts is vitally important to increasing the transfer of wealth from generation to generation.


the hidden facts




Median net worth for white families in America was measured at about $171,000 in 2016, or nearly ten times that of black families ($17,150)




37% of Black families have zero or negative wealth, compared to 15.5% of White families.



Whereas business ownership rates are roughly 15% among white families, “black and Hispanic families are about half as likely to own a business,” a Federal Reserve study reported.



Over the course of a lifetime the average worker of all races with a college degree will earn $2.7 million, according to a Georgetown University study. But African-American college grads will earn 20% less than their white counterparts with college degrees.




People of color nearing retirement age have an average savings of $30,000, versus $120,000 for white households.





Census data shows that the homeownership rate from 2016 to early 2020 ranged from 41% to 44% for black Americans, compared to a range of 71% to 74% for non-Hispanic white Americans.





A 2018 National Fair Housing Alliance study found that 62.5% of better-qualified non-white car testers were offered more costly financing options, and the difference would have meant they’d pay over $2,600 more than their white counterparts over the life of the auto loan.






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